What Data We Collect and Why
When you open an account, we collect your name, email address, mobile number and payment identifiers such as your UPI handle or Paytm-linked number. This data is used solely to process transactions, verify your identity and keep your account secure. We do not store full payment
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credentials on our servers — payment rails like PhonePe and UPI process those details on their own encrypted infrastructure. Log data, device identifiers and session timestamps are collected automatically to detect unusual login patterns and protect your account from unauthorised access. We retain personal data only
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as long as your account remains active or as required under applicable Indian law, after which records are anonymised or deleted. Access to your stored data is restricted to authorised personnel under strict internal controls.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.